South Africa's Enterprise and Supplier Development Landscape
South Africa's Enterprise and Supplier Development Landscape
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    • About Us
    • About this Website
    • Contact
    • Newsletter Subscription
  • Blog
  • Thought Leadership
    • The Role of Information in Enabling Entrepreneurship
    • Starting-up: Creating Assets while Reducing Risks
    • Breaking into an unchallenged field
    • Navigating Corporate Supply Chains
    • Diversification as a Rapid Growth and Expansion Strategy
    • Are Early Stage Entrepreneurship Development Programmes Misaligned to South African Reality?
  • Search ESD Programmes
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Programme: SEFA Direct Lending Products Financial Cooperatives and Cooperative Banks
 
Organisation: Small Enterprise Finance Agency (sefa)
 

Type of Support
  • Funding.
 

Programme Description

Business loans for funding enterprise projects e.g. purchase of equipment as well as working capital are available. Interest rate and other fees are charged based on sefa’s pricing model and the risk profile of the co-operative.
The maximum amount is pegged at15% of the total assets (R5 million in a case where the Financial Co-operative has obtained an exemption from the Supervisor: Co-operative Banks Development Agency (CBDA) or Reserve Bank in case of a Co-operative Bank.
The maximum repayment period is 5 years.
 

Target Market

Financial Cooperatives with a minimum of 200 members.
Cooperative Banks with a savings book/share capital of at least R100 000.
These must have been in existence for more than a year.
 

Application Process

Applicants must approach the nearest sefa branch, or they can download the application form that is online.
 

Success Stories

<Success stories to be requested from Sefa>
 

Contact Details

Head Office:

Eco Fusion 5, Building D,
1004 Teak Close
Witch Hazel Avenue,
Highveld Centurion.
Call centre number: 086000 7332 (sefa)
Email: helpline@sefa.org.za
 
Regional Offices

Free State

Contact Person : Irene Khoase
Office 4 and 5, Preller Square
Graaf Reinet Street,
Dan Pienaar,
Bloemfonetein, 9301
Telephone 051 436 0150
 
KwaZulu Natal

Contact Person Philisiwe Msomi
21st Floor, Office2102
Durban Embassy Building
Anton Lembede Street
Durban 4001
Telephone: 031 368 3485
 
Gauteng South Western

Contact Person : Pearl Ngomane
No L3-01, Braampark Office,
33 Hoofd Street,
Braamfontein,
Johannesburg, 2000
Telephone  011 403 1761
Fax 086 605 8672
 
Gauteng North Eastern

Contact Person : Fredah Koali
Block C, 4th Floor,
Old Mutual Building
536 Schoeman Street
Pretoria
Telephone : 012 441 0480
Fax 012 341 0204
 
Western Cape

Contact Person: Viola Nhose
9th Floor, FNB Building,
2 Long Street,
Cape Town, 8001
Telephone: 021 425 6774

Eastern Cape (Western Districts)

Contact Person : Thelma Zondani
No 68 Cape Road,
Mill Park,
Port Elizabeth, 6000
Telephone: 041 373 4153
Fax 041 373 4237
 
Eastern Cape (Eastern Districts)

Contact Person Waydine Naidoo
Chesswood Office Park,
8 - 10 Winkley Street,
2nd Floor
Berea, 5241
Telephone: 043 721 1510
Fax: 043 721 2447
 
Northern Cape

Contact Person: Charmaine Sali
72 Long Steet
Business Partners Building
Kimberly 830
Telephone 053 832 2275
Fax : 053 832 9585
 
Mpumalanga

Contact Person Refiloe Mashile
Unit U5, Nelcity Centre,
Corner Paul Kruger & Samora Machel Drive,
Nelspruit,1200
Telephone: 013  755 3923
Fax: 013 755 5086
 
Limpopo

Contact Person: Lesego Raboifa
Suite 4, No 43 Biccard Street,
Biccard Park,
Polokwane, 0699
Telephone : 015 294 0900
Fax: 015 297 0158
 
North West
​

Contact Person: Hilda Monedi
32B Heystek Street,
Sunetco Building,
Rustenburg
Telephone : 014 592 6391
Fax : 014 592 6385
 
Company website
http://www.sefa.org.za/Admin/ProductsServices/Product.aspx?ContentSelectionID=938
 
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